Tag Archives: mortgage

First Time Home Buyer Program*

*For Prince George’s County Only American Dream Down Payment Initiative (ADDI) ADDI provides down payment and closing cost assistance to low-income families who are first-time homebuyers for the purchase of single-family housing that will serve as the family’s principal residence. … Continue reading

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The Credit Score Puzzle, Part 1

Your payment history has the single largest impact on your credit score — 35% of it. Worse yet, dealing with your payment history may seem counter-intuitive. For instance, you may have an outstanding judgement that is several years old — it was … Continue reading

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What You Need To Know That Your Lender Won’t Tell You

One of my clients (we’ll call him Bill), was working with another real estate agent, who strongly directed him to a particular mortgage company (one, I may add, that doesn’t have a sterling reputation among my peers).  That lender told him that, … Continue reading

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Getting Out of an Awful Mortgage

If you think you might be getting in trouble with your current loan because the interest rate is climbing faster than you can keep up, take heart and read on. Lenders really don’t want to foreclose on you, so the … Continue reading

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Sometimes NOT Getting Paid is Just Fine

Some years ago, in a very slow market, I got a call from a woman who said she and her husband had to sell their home and would I please come over to talk to them about it. They were … Continue reading

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