Tag Archives: financing

How Your Interest Rate is Determined

In the good old days, a buyer called a lender, gave him income, debts and permission to pull what we call an “in file” credit report, and the deed was done. A pre-qualification letter was sent out and promises made … Continue reading

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Your Credit Score and your Mortgage Loan

It is a common mis-conception that you have just one credit score. The truth is, you have many of them. It all depends on what company is reporting the score. Lenders pull scores from a variety of sources. Even though … Continue reading

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Don’t Do It!

You’ve seen lists telling buyers what to do to find the right home but knowing what not to do can be just as important.  After finding the right home, negotiating a contract, making a loan application and inspections, buyers, understandably, start making plans … Continue reading

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Grants for First Time Homebuyers

The Federal Home Loan Bank of Atlanta participates with approved lenders to offer First Time Home Buyer Grants to purchase properties and the money can be used for down payment and closing costs. 1stMariner Mortgage is a participant of this … Continue reading

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Homebuyer’s Workshop Sat February 12th

HIP’s Homebuyer University Interested in buying a home? Now is the time to get your degree from HIP Services’ Free Homebuyer University This 8-hour homebuyer workshop will arm you with the knowledge and confidence to jump into the real estate … Continue reading

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